Retirement
Check whether your housing costs fit your retirement budget.
Result
Manageable but tight
Housing costs as share of income
49%
Many planners suggest keeping this near 30% or less.
Left over each month
$50
Without a mortgage payment
$1,250
Some homeowners remove this payment by paying off the mortgage, including with a reverse mortgage — compare options first.
Compares your housing costs (mortgage, taxes, insurance, upkeep) with your income and other expenses.
Important: These tools provide educational estimates only. They are not a loan offer, pre-approval, or financial advice, and results never mean you are approved for any product. Eligibility and terms are determined by a lender after a full application. Consider speaking with a HUD-approved counselor or financial professional.
Ready for the next step?
See If You May Qualify