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Money & Income

High Home Equity but Low Monthly Income

Your home has grown in value, but your income hasn't kept pace.

  1. 1.Your situation
  2. 2.Your options
  3. 3.Home equity
  4. 4.Reverse mortgage
  5. 5.Eligibility

1. Options worth considering

  • Downsizing
  • HELOC or home equity loan
  • Reverse mortgage
  • Sale-leaseback

[Placeholder: detailed guidance for each option coming soon.]

2. Where home equity may fit

This is the situation home equity tools were designed for.

Every way to access home equity

3. Is a reverse mortgage relevant?

Reverse mortgage often relevant.

A reverse mortgage is one tool among many. Compare it honestly against the alternatives before deciding.

4. Check your eligibility

A few quick questions can tell you whether home equity options are realistic for you. No credit pull.

Take the eligibility quiz

Related situations

Curious what you might qualify for?

Get a free, no-obligation estimate. Takes about two minutes — no credit pull required.

Get your free estimate