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Reverse mortgage eligibility quiz

Five quick questions. No credit pull. Get a plain-English read on whether a reverse mortgage fits your situation.

Step 1 of 50%

How old is the youngest homeowner on the title?

Curious what you might qualify for?

Get a free, no-obligation estimate. Takes about two minutes — no credit pull required.

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What this calculates

Screens basic HECM requirements such as age, residence, and equity.

Assumptions & methodology

  • A screener cannot determine approval.
  • Results are estimates based on the figures you enter and simplified assumptions.
  • Taxes, fees, rates and individual circumstances can change real outcomes.

Important: These tools provide educational estimates only. They are not a loan offer, pre-approval, or financial advice, and results never mean you are approved for any product. Eligibility and terms are determined by a lender after a full application. Consider speaking with a HUD-approved counselor or financial professional.

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