Loan Balance & Equity Projector
See how a reverse mortgage balance grows over time against your home’s changing value — and how much equity is likely to remain.
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Because a reverse mortgage requires no monthly payments, interest and fees are added to the balance, which grows over time while your home’s value also changes. Seeing both together sets realistic expectations for remaining equity.
Reverse mortgages are non-recourse, so the amount owed at repayment can never exceed the home’s value.
Frequently asked questions
Will I still have equity left?
Often yes, especially with appreciation and conservative borrowing. Results depend on rates, draws, and home value.
What does non-recourse mean?
Neither you nor your heirs will owe more than the home is worth at repayment.
How is the balance calculated?
It grows monthly at the note rate plus the ongoing mortgage insurance premium; draws increase it further.
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