Long-Term Care Cost Estimator

Estimate the cost of different types of long-term care, adjusted for your region, over the years you expect to need it.

Your numbers

Type of care

Regional cost level

Years of care

3 yrs

Estimate

Estimated monthly cost$5,350

Annual cost$64,200

Total over 3 years$192,600

Figures are illustrative national medians adjusted by region; replace with current local cost-of-care data. Care costs typically rise faster than general inflation.

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Long-term care is among the largest, least predictable retirement expenses, varying by care type, region, and duration. Estimating the total early helps you line up funding before a crisis.

Home equity is a common funding source, via monthly draws for in-home help or a lump sum for larger needs.