Retirement & home equity calculators
Run the numbers on reverse mortgages, retirement income, Social Security timing, and the cost of care — clear, honest, and genuinely useful.
Home Equity & Reverse
Line of Credit Growth
See how an unused reverse mortgage credit line grows over time.
Open calculator →HECM for Purchase (H4P)
Buy a home at 62+ with one down payment and no required monthly payment.
Open calculator →Loan Balance & Equity
Project how the loan balance grows against your home value over time.
Open calculator →Reverse Mortgage vs. HELOC vs. Home Equity Loan
Compare monthly payment impact across the three main ways to tap equity.
Open calculator →Jumbo / Proprietary Reverse Mortgage
For higher-value homes above the FHA limit — unlock up to several million.
Open calculator →Tenure Payment
Turn home equity into guaranteed monthly income for life.
Open calculator →Retirement Income
Social Security Break-Even
See when delaying Social Security pays off — and how equity bridges the wait.
Open calculator →How Long Will My Retirement Savings Last?
Estimate how many years your nest egg lasts at a given withdrawal pace.
Open calculator →Retirement Income Gap
Size the monthly gap between the income you need and the income you have.
Open calculator →Required Minimum Distribution (RMD)
Estimate the minimum you must withdraw from your IRA or 401(k).
Open calculator →Safe Withdrawal Rate
Estimate sustainable annual income using the 4% rule and alternatives.
Open calculator →Care & Aging in Place
Aging in Place vs. Assisted Living
Compare the cost of staying home with care against moving to a facility.
Open calculator →Long-Term Care Cost
Estimate long-term care costs by care type, region, and duration.
Open calculator →In-Home Care Cost
Build a monthly and annual estimate from the hours of help you need.
Open calculator →Home Modification Cost
Budget the safety upgrades that let you stay home as you age.
Open calculator →