Jumbo / Proprietary Reverse Mortgage Calculator

For higher-value homes above the FHA lending limit, proprietary “jumbo” reverse mortgages can unlock significantly more — up to several million dollars.

Your numbers

Home value

Age of youngest borrower

Expected interest rate

Estimate

Home value$2,000,000

FHA limit (HECM cap)$1,249,125

Estimated proceeds (proprietary)$949,800

Program maximum (illustrative)$4,000,000

Because this home exceeds the FHA limit, a proprietary/jumbo program may free up far more than a standard HECM. Proprietary products are not government-insured and have their own terms; minimum age can be as low as 55.

Free & no obligation

Want your estimate in writing?

You just saw your number — no email required. For a personalized PDF summary and an introduction to a vetted lender in your state, tell us where to send it.

No credit pull. We never sell your information. Opt out anytime.

First name

Phone (optional)

State

I agree to be contacted about my results and understand this is not a loan application or commitment.

Standard HECMs are capped by an FHA lending limit. For higher-value homes, proprietary or “jumbo” reverse mortgages can unlock substantially more — sometimes several million — and may serve borrowers as young as 55.

Proprietary programs aren’t government-insured, so terms and costs vary by lender and state.