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Money & Income

Debt in Retirement

Credit cards, loans, or medical bills are following you into retirement.

  1. 1.Your situation
  2. 2.Your options
  3. 3.Home equity
  4. 4.Reverse mortgage
  5. 5.Eligibility

1. Options worth considering

  • Nonprofit credit counseling
  • Debt management plan
  • Refinancing
  • Home equity options

[Placeholder: detailed guidance for each option coming soon.]

2. Where home equity may fit

Equity can pay off debt, but it's worth comparing every option first.

Every way to access home equity

3. Is a reverse mortgage relevant?

Reverse mortgage may be relevant.

A reverse mortgage is one tool among many. Compare it honestly against the alternatives before deciding.

4. Check your eligibility

A few quick questions can tell you whether home equity options are realistic for you. No credit pull.

Take the eligibility quiz

Related situations

Curious what you might qualify for?

Get a free, no-obligation estimate. Takes about two minutes — no credit pull required.

Get your free estimate